Atlas International FAQ: Does the Atlas International plan cover pre-existing medical condition(s)?
Answer: The Atlas International international medical plan only cover acute onset of pre-existing medical condition(s) up to $20,000 lifetime maximum for eligible medical expenses and up to $25,000 lifetime maximum for emergency evacuation. This acute onset coverage is only applied for member who is under 70 years of age.
Acute Onset of Pre-existing Condition: A sudden and unexpected outbreak or recurrence of a Pre-existing Condition, which occurs spontaneously and without advance warning, either in the form of Physician recommendation or symptoms which would have caused a prudent person to seek medical attention prior to the outbreak or recurrence. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
Question: Does the Atlas International plan, https://www.socialgoodinsurance.com/atlas-international-sports-travel/, cover individuals competing in professional and any type of scholastic competition?
Question: I am going to be competing in an amateur paragliding competition in which winners are rewarded by trophy, ribbon, or an award. Will the Atlas International plan, https://www.socialgoodinsurance.com/atlas-international-sports-travel/, cover me?
- As long as the sport is not part of a team, competition, for wage or profit – it will be covered.
- Injury resulting from participation in intercollegiate, intercollegiate, interscholastic ,or interscholastic sports or athletic activities and Professional Sports are not covered.
Real life example from one of our clients: A paragliding competition I am involved in is not a scholastic or a professional sport. Will I be covered?
Answer: You are correct. Even though the paragliding is classified as an adventure / hazardous sport it will be covered as long as the above guidelines, including the brochure found at https://www.socialgoodinsurance.com/atlas-international-sports-travel/, are followed.
Question: What extra benefits/increases were made for 2015?
Answer: As of 4.1.2015 –
- For under age 70, coverage for sudden and unexpected onset of pre-existing condition to the policy limit selected
- Emergency Medical Evacuation benefit increased from $500,000 to $1,000,000
- Acute onset of pre-existing conditions benefit increased to match medical coverage maximum for $200,000, $500,000 and $1,000,000 maximum
- New Trip Delay benefit added ($100 per day for up to 2 days when 12-hour delay results in unplanned overnight stay)
- New Pet Return benefit added (up to $1,000 to return pet home if member hospitalized)
- Lost Checked Luggage benefit increased to $500
- New Bedside Visit benefit added (up to $1,500 for economy ticket to enable family member to visit if member admitted to ICU)
- Eligibility definition expanded for Trip Interruption benefit (includes death of grandchild)