Emergency evacuation for short-term projects, for teams, for volunteers and those on shared health plans who have insurance that covers them overseas, but does not include evacuation or rescue.
When you acquire any international travel insurance or overseas medical insurance policy, they usually include emergency evacuation and emergency transportation. The reason is that the average medical evacuation costs between $20,000 – $40,000. Since 1997, we have seen many evacuations of clients or their teammates at Good Neighbor and www.shorttermteaminsurance.com. Some have been as low as $15,000, but others have been as high as $112,000 USD.
You (or your team) may already have health insurance that covers you (them) overseas. Maybe you have nationalized health care. Or are a veteran. But no one is going to pay your medical transportation or political evacuation costs if you get stuck or have an accident. We get a lot of calls from volunteers with non-profits, church groups, and team leaders that have an international medical policy or shared health plan, but still need emergency evacuation and political evacuation coverage. Our medical evacuation and political evacuation plans are designed to pay costs if you get hurt overseas to get you to a western-style hospital where you can get the care you need.
Our evacuation plans are very reasonable for short-term teams, staff or volunteers overseas for up to 12 months. You can also renew them (Get a free quote). These policies include many additional travel benefits that others do not include. So if a member loses a passport or you miss a flight, they will still help you. Even help translating what a doctor or hospital staff is recommending or prescribing.
An evacuation plan is a good idea for anyone traveling in remote areas, areas with poor medical care, those on “shared” faith-based plans, those who otherwise object to insurance, or have nationalized health care in their country, but are not covered for emergency return or political evacuation.
Whether it is a broken bone or a stroke, a bleeding wound or accident, wouldn’t you rather have professional Western-style treatment rather than being treated locally and taking your chances? Or having to give someone a credit card and face $15,000 or more in costs? Our international medical insurance companies are on call 24/7 with nurses and doctors on hand, and translators at the ready.
Find out more about these short-term evacuation plans at https://www.gninsurance.com/international-medical-evacuation-insurance/. (Article continues after image)
You can add enhanced Accidental Death and Dismemberment, or adventure sports to some of these policies to further protect your family or future ability to work on their behalf (as in the case of construction accidents, etc.), and for many of them, there is no deductible and no coinsurance out-of-pocket expenses.
Due the low premium, these plans usually do not cover pre-existing conditions. A pre-existing condition is defined as any Injury, Illness, sickness, disease, or other physical, medical, Mental or Nervous Disorder, condition or ailment that, with reasonable medical certainty, existed at the time of Application or at any time during the three (3) years prior to the Effective Date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, Treated, or disclosed to the Company prior to the Effective Date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom. However, some policies do offer limited coverage for Sudden and Unexpected Reoccurrence of a Pre-existing condition.
You can get a quote here: https://www.gninsurance.com/international-medical-evacuation-insurance/ and also view the brochures and get more information.