GNI Editor, Author at Social Good Insurance

February 22, 2018 by GNI Editor

American football and concussions is a real issue

American football and concussions is a real issue and one that Al Wallace and his wife Sharyne are tackling head on. Al and Sharyne Wallace have personal experience of this in their family. So they decided to do the right thing and share their story to all. Al and Sharyne created a family foundation and are sharing their knowledge with all. But they are doing more than that. They are working on educating as well as helping make improvements in sports gear and other initiatives.

Here is more from information from their web site –

Welcome to the Wise Up Initiative! 

AN INITIATIVE OF THE AL AND SHARYNE WALLACE FAMILY FOUNDATION

Wise Up has been organized to bring awareness to the public on the various dangers and issues surrounding concussions, as well as raising research funding for the advancement in concussion research. Awareness of issues over concussions is at an all-time high, but unfortunately, the research is lacking. Our goal is to help further research and continue to educate the public as new findings become available.

Since its beginning, The Wise Up! Initiative has been actively engaged in numerous events providing educational materials to over 3,000 individuals, as well as being the major sponsor for Alabama’s first Cutting Edge Concussion Summit at Children’s Hospital. By partnering with UAB Sports Medicine, Children’s Hospital, and other local, state, and national organizations, Wise Up! is uniquely positioned recover for “making an invisible injury a visible issue.”

Wise Up!, has been organized to bring awareness and education to the public on the various dangers and issues surrounding concussions, as well as raising research funding for the advancement in concussion research. The Wise Up Initiative is a Registered 501(c)(3) Non-Profit Organization. Wise Up!, is an initiative of the Al and Sharyne Wallace Family Foundation.

Since its beginning, The Wise Up! Initiative has been actively engaged in numerous events providing educational materials to over 3,000 individuals, as well as being the major sponsor for Alabama’s first Cutting Edge Concussion Summit at Children’s Hospital. By partnering with UAB Sports Medicine, Children’s Hospital, and other local, state, and national organizations, Wise Up! is uniquely positioned for “making an invisible injury a visible issue.”Wise Up!, an initiative of the Al and Sharyne Wallace Family Foundation

Helpful Links –

UAB Sports Medicine at Children’s of Alabama www.childrensal.org/UABSportsMedicine

Centers for Disease Control and Prevention www.cdc.gov/TraumaticBrainInjury

Alabama Head Injury Foundation www.ahif.org

Brain Trauma Foundation www.braintrauma.org

Chris Nowinski www.chrisnowinski.com

Here is more information on U.S. football concussions I found at https://www.si.com/nfl/2017/07/26/nfl-concussion-head-trauma-studies-football-timeline.

A highly–publicized study published Tuesday in the Journal of the American Medical Association (JAMA) found evidence of chronic traumatic encephalopathy (CTE) in 110 out of the 111 studied brains of former NFL players.

CTE occurs when repeated head trauma leads to the buildup of “tau,” an abnormal protein, in the brain. Tau negatively effects how the brain’s blood vessels function and eventually erodes nerve cells themselves. Symptoms, which generally do not manifest until years after the repeated trauma, range from mood disorders on the more mild end to crippling dementia in more serious cases.

That the NFL has a head trauma problem isn’t news to anyone—the 2015 film Concussion, chronicling the life of Dr. Bennet Omalu, who discovered CTE for the first time in a football player, publicized the issue even beyond sports fans—but the most recent study is the latest evidence that football can lead to traumatic brain injury.

We are thankful for Al and Sharyne for sharing their heart to all and working on making a difference in saving people’s lives through their foundation.

Please connect with Al and Sharyne on their web site at http://www.wiseupinitiative.org/ and here on their Facebook page at https://www.facebook.com/wiseupinitiative/.

Good Neighbor Insurance always appreciates those who are looking after people’s well being, especially when it is related to keeping our bodies healthy. Thank you Al and Sharyne for helping us to understand better about contact sport concussion challenges!

February 22, 2018 by GNI Editor

Travel medical insurance coverage covers complication of pregnancy

Travel medical insurance coverage covers complication of pregnancy. Yes, Good Neighbor Insurance provides superb travel medical insurance options and we have a couple that covers complications of pregnancy benefits. Our Beacon travel medical insurance is one of our many travel medical insurance options we provide to our guests, you!

Here is more information on this benefit of complications of pregnancy: Up to 26 weeks gestation. Usual, Reasonable and Customary charges. Please note that this benefit is not for routine maternity care.

What is not covered on this pregnancy complication benefit? Pregnancy – Charges related to Pregnancy, including but not limited to pre-natal care, child birth, post-natal care, false labor, edema, prolonged labor and/or prescribed rest during the period of pregnancy, including newborn care. Please click over here to our brochure at https://www.socialgoodinsurance.com/beacon-international-travel-insurance/ information on the Beacon travel medical insurance and / or call one of our licensed international insurance brokers here in Arizona at 480-633-9500 and / or email us at .

The Beacon travel medical insurance provides medical evacuation coverage as well as medical insurance and many other travel insurance benefits for those traveling outside their home country. Good Neighbor Insurance enjoys providing the Beacon travel medical insurance to our clients because it has very good value of benefits for the price.

Good Neighbor Insurance has been providing the Azimuth international medical insurance options since 2014.

The Beacon travel medical insurance option covers not only medical evacuation but also other medical and non-medical travel insurance benefits. Here are a couple more benefits that the Beacon travel medical insurance will provide for you (all in USD).

Accidental Death and Dismemberment (AD&D) Participating Members age 18 and older (Not subject to the Deductible or Coinsurance):

Up to $30,000 Maximum Principal Sum;
Death of Insured Person= $30,000;
Death of Spouse= $20,000;
Death of Child(ren) = $6,000;
Loss of 2 or more Limbs or Loss of sight in both eyes= $30,000;
Loss of 1 Limb or Loss of sight in one eye= $15,000;
Age 70-74 benefits are reduced by 50%;
Age 75+ benefits are reduced by an additional 50%;
$250,000 Maximum Principal Sum Benefit any one family.

Accidental Death and Dismemberment (AD&D) Participating Members under the age 18: (Not subject to the Deductible or Coinsurance):

Up to $6,000 Maximum Principal Sum;
Death of Insured Person= $6,000;
Loss of 2 or more Limbs or Loss of sight in both eyes= $6,000;
Loss of 1 Limb or Loss of sight in one eye= $3,000;
$250,000 Maximum Principal Sum Benefit any one family.

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www.socialgoodinsurance.com works in collaboration with Good Neighbor Insurance. Good Neighbor Insurance has been in business since 1997! Every one of our international trained and licensed insurance agents has a heart to serve you, our guests. It is a joy to know that we can provide you all with peace of mind with one of our many overseas medical insurance options to safe guard from financial calamity as well as providing you the best medical care while on your travels. To connect with Good Neighbor Insurance, please email us at or call us here in our Gilbert, Arizona office at 480-633-9500 or toll free at 866-636-9100.

February 8, 2018 by GNI Editor

GeoBlue Trekker Multi Trip travel medical insurance and medical evacuation

GeoBlue Trekker Multi Trip travel medical insurance and medical evacuation is a key benefit of this great travel medical insurance multi-trip cover. The GeoBlue Trekker Multi Trip travel medical insurance also can cover pre-existing medical conditions. Here are the plan highlights, including pre-existing medical conditions as long as you purchase the Trekker Choice and have an U.S. ACA medical insurance policy while traveling outside the U.S.

Up to $250,000 for sickness and accidents.
$500,000 medical evacuation benefit.
Covers pre-existing conditions for medical services and medical evacuation.
Unlimited trips in a 12 month period (70 days max. per trip)
Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.

Another great feature of the GeoBlue Trekker multi trip travel medical insurance is the medical evacuation benefit. World travelers need to properly protect themselves against financial exposure due to catastrophic medical events. If comprehensive travel medical benefits and assistance services are not secured before they go, travelers may find themselves exposed to huge losses—both physical and financial. Though illness or injury can strike at any time, when severe incidents occur overseas, lack of proper coverage can leave travelers with steep medical bills for less than sufficient care.

Why are international medical evacuation benefits necessary while you are traveling outside the U.S? Global travelers need to be prepared for the possibility that they may find themselves in a location where the medical care is poor or inaccessible and it is necessary to be evacuated to an area where they can receive the appropriate level of care. Medical evacuations can be complicated and costly. However, most travel insurance plans include a medical assistance benefit, which is critical. It gives members 24/7/365 access to a company that will arrange the evacuation and coordinate appropriate treatment along the way.

What are the key considerations of any medical evacuation? Evacuating a patient for medical reasons is a complex process that includes the following:

Evaluating the appropriateness of local health care providers
Identifying the closest facility where a high level of care is available
Determining the risk/rewards of moving the patient
Choosing the best method of transport (e.g. ambulance, helicopter, fixed wing air ambulance)
Securing the cooperation of the local treating physician, including a determination that the patient is stable enough to be moved
Enlisting the most appropriate team to handle the transport (e.g. doctor, nurse, therapist)
Arranging for speedy and appropriate intake at the receiving facility

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January 25, 2018 by GNI Editor

GB Trekker Multi-Trip travel medical insurance

GB Trekker Multi-Trip travel medical insurance is another great travel medical insurance that works best for those traveling more than two times a year overseas. Why? Because you will save more money paying the annual premium of this travel medical insurance one time than paying for three or more separate trips using a one trip travel insurance policy.

I personally use this GB Trekker Multi Trip travel medical insurance because I love saving money. I personally hate insurance. Yes, I did use the “hate” word! Rarely do I use the “hate” word but when I do, it means I truly detest something. And yes, I literally “hate” insurance and I mean every type of insurance. But then why do I purchase insurance? Why am I insurance rich but premium poor? Am I really that crazy? Well, no! I just prefer, if I am ever in need of a major medical care outside the U.S., to hand over my travel medical insurance than my credit card, especially if a medical evacuation is needed.

By the way, did you know that when you purchase any travel medical insurance with Good Neighbor Insurance, there is no deductible if you ever have to use your medical evacuation benefits when you go through the insurance company? This means zero dollars out of your pocket if you ever use this benefit when you go through the insurance company to handle your evacuation. Remember, all medical evacuations must be approved and handled by the travel insurance company. That makes sense, right? They are the experts that you have hired when you purchased the policy before you traveled overseas.

You may get all the information of this travel multi-trip travel medical insurance here at https://www.socialgoodinsurance.com/geoblue-trekker-overseas-health-coverage/. Here are a few more highlights of this great travel medical insurance.

This program covers pre-existing medical conditions for medical services and medical evacuation and allows senior travel up to 84 years of age
We like that Worldwide Insurance Services (parent company of the GeoBlue and Worldwide brand) is rock solid, and part of the Blue Cross and Blue Shield Association
We like the simplicity of applying once and getting approved, then having great “worry-free” coverage regardless of the number of overseas trips in a 12-month period
The amount of time per trip is generous -70 days maximum per trip whether for research, cultural studies, on-field coaching or instruction/teaching, or visiting projects in multiple countries/locations worldwide

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January 4, 2018 by GNI Editor

International medical insurance claims and how it works with WEA Signature

International medical insurance claims and how it works with WEA Signature expatriate medical insurance. I personally hate to deal with claims and I am an international medical insurance agent. Yes, I said that H word, hate! I could use the words, loath or detest, but I think the word “hate” says it perfectly.

But here is the great news! It isn’t always that bad, especially when you and I use the correct process to file claims. You see, I have been a policy holder before, on those travel medical insurance plans. I broke two of my left toes back in 2015 scuba diving. And yes, I hate breaking any part of my body. I am such a big baby when it comes to pain. And yes, I am not ashamed to say I bawl loudly when I am in pain.

Back to international medical insurance claims. Good Neighbor Insurance has been in business since 1997 and we have seen a lot when it comes to claim challenges. But our Team at Good Neighbor Insurance (GNI) have realized that 90 percent of the claim challenges are due to not following a certain way of getting all the claims sent to the international insurance company.

WEA has created a really good process when it comes to submitting your claims. It will make more sense when you get accepted with one of WEA’s Signature international medical insurance plans. Here is a quick thought about how to process a WEA Signature claim.

Filing claims through the LyncOne portal is the easiest and most convenient way for insureds to process their reimbursements. They will not only receive their reimbursement faster, but they can also log in to check the status of their claim at any time.
Insureds can submit claims online in three easy steps:

✓ Log in to the LyncOne portal and select “Claims” under the “Operations” drop-down menu

✓ Click “Enter a New Claim” and complete all the required information

✓ Update the reimbursement method to receive the funds as quickly as possible.

For more information on the WEA Signature three expatriate medical insurance options please head over here to https://www.socialgoodinsurance.com/worldwide-expatriate-association-wea-signature-career-insurance/

Call one of Good Neighbor Insurance licensed agents for additional information. We not only will answer your claim questions but also help “push” those claims through quicker if there is a challenge.

Yes, I do hate to deal with insurance claims for sure. However, I realize that I rather deal with insurance claim paperwork then hand my credit card over to the medical facility when I am traveling / living outside the U.S.

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Travel medical insurance coverage covers complication of pregnancy

GeoBlue Trekker Multi Trip travel medical insurance and medical evacuation

GB Trekker Multi-Trip travel medical insurance

International medical insurance claims and how it works with WEA Signature

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